Missed the Exchange Deadline But Need Insurance

If you missed the deadline to enroll in a plan with Covered CA or directly with a carrier, there are options.  Short term plans are available that will provide good coverage until the next enrollment period begins.  These plans do not comply with the Healthcare Reform because they do not offer coverage for pre-existing conditions.…

Covered California Announces 2016 Rate Increase

SACRAMENTO, Calif. — Covered California announced its rates for 2016 and unveiled which health insurance companies will be offering plans through the marketplace. The statewide weighted average increase will be 4 percent, which is lower than last year’s increase of 4.2 percent and represents a dramatic change from the trends that individuals faced in the…

Paid Sick Leave Mandatory Effective July 1, 2015

Reposted from 6/10/15 BenefitMall blog: BenefitMall California Now Requires Employers to Cover Paid Sick Leave for Employees Starting July 1, 2015, California employers are required to provide their employees with paid sick leave. California becomes the second state to apply this statewide mandate, following Connecticut. This law, called the Healthy Workplaces, Health Families Act of 2014,…

What Does Your Future Look Like?

Most have us have heard more than once in our lives that “the rich get richer and the poor get poorer”.  If you have relatives who lived through the Depression, that could certainly ring home.  Did you ever really consider the validity of that statement?  How would the rich get richer or the poor get poorer?  A…

9 Tax Tips For The Self-Employed

Did you know that a percentage of a Long Term Care policy premium is tax deductible?  Yup.  I just did it.  Contact us today for a deduction next April and protection when you need it. Keep reading for more tips. Jeff Reeves, Special to USA TODAY 6:02 a.m. EST February 28, 2015 According to the Bureau of…