Missed the Exchange Deadline But Need Insurance

If you missed the deadline to enroll in a plan with Covered CA or directly with a carrier, there are options.  Short term plans are available that will provide good coverage until the next enrollment period begins.  These plans do not comply with the Healthcare Reform because they do not offer coverage for pre-existing conditions.…

9 Tax Tips For The Self-Employed

Did you know that a percentage of a Long Term Care policy premium is tax deductible?  Yup.  I just did it.  Contact us today for a deduction next April and protection when you need it. Keep reading for more tips. Jeff Reeves, Special to USA TODAY 6:02 a.m. EST February 28, 2015 According to the Bureau of…

Sole Proprietors’ Use of the Home Office Tax Deduction is falling

 Oct 20, 2014 by Scott Shane,  Small Business Advice  While a large fraction of U.S. businesses are home-based, few small business owners take advantage of the home office tax deduction, Internal Revenue Service (IRS) statistics show. Nearly six-in-ten new businesses, and more than half of established small businesses, are home-based, recent data from the Global Entrepreneurship…

LGBT and Covered CA- What You Should Know

Health coverage for same-sex married couples For coverage starting in 2015, an insurance company that offers health coverage to opposite-sex spouses must do the same for same-sex spouses. Many insurers already offer this protection. Protections against discrimination As long as a couple is married in a jurisdiction with legal authority to authorize the marriage, an…

U.S. Health Spending and Usage Statistics

July 2014 Even with the slow growth in national health spending in recent years, the US continued to spend a greater percentage of its wealth on health care than any other industrialized nation. In 2012, the US spent an average of $8,915 per person on health care, reaching a total of $2.8 trillion. Relying on…