If you missed the deadline to enroll in a plan with Covered CA or directly with a carrier, there are options. Short term plans are available that will provide good coverage until the next enrollment period begins. These plans do not comply with the Healthcare Reform because they do not offer coverage for pre-existing conditions.…
Now is the time to make changes or enroll in a new health plan either on or off the Exchange. The penalty for not having health insurance in 2016 has increased to a tax penalty of $695 per adult, $347.50 per child or 2.5% of income (whichever is greater). It’s important to note that the…
Open Enrollment for Covered CA, aka Obamacare, aka Healthcare Reform runs November 1, 2015 to January 31, 2016. Refer to the income guide lines to see if you qualify for premium assistance. For assistance with enrollment, please contact kelley@clarkirish.com.
SACRAMENTO, Calif. — Covered California announced its rates for 2016 and unveiled which health insurance companies will be offering plans through the marketplace. The statewide weighted average increase will be 4 percent, which is lower than last year’s increase of 4.2 percent and represents a dramatic change from the trends that individuals faced in the…
Kelley Irish and Debi Clark will be speaking at the Dove Library in Carlsbad on the first day of Open Enrollment. If you have questions or would like to enroll in health insurance on the Exchange or off the Exchange, please join them at 10:30 am on Saturday November 15. A decreased out of pocket…
Health coverage for same-sex married couples For coverage starting in 2015, an insurance company that offers health coverage to opposite-sex spouses must do the same for same-sex spouses. Many insurers already offer this protection. Protections against discrimination As long as a couple is married in a jurisdiction with legal authority to authorize the marriage, an…
Tuesday, August 12, 2014 TOPIC ALERT: Health Insurance Covered California Kaiser Permanente is the only insurer participating in Covered California that will lower its average premiums for exchange plans in the coming year, according to a new report by a Citigroup analyst, the Los Angeles Times reports (Terhune, Los Angeles Times, 8/11). Covered California is…
Pediatric Dental Care Embedded in Standard Plans for 2015; Also New in 2015 Are Optional Family Dental Plans That Will Offer Coverage for Adults SACRAMENTO, Calif. — Covered California is offering new family dental plans to consumers who enroll in health insurance coverage in 2015. Additionally, all individual health insurance plans sold through the Covered…
Physician Participation in Medi-Cal: Ready for the Enrollment Boom? Janet M. Coffman, Denis Hulett, Margaret Fix, and Andrew B. Bindman, University of California, San Francisco Will California physicians be able to handle the Medi-Cal population surge? This report looks at physician participation in Medi-Cal and implications for access to care. August 2014 Recent and projected…
If you live in California, it won’t. Opponents of the Healthcare Reform (ACA) are attempting to use the literal translation of the Act to dismantle it. The federal appeals court in Washington, D.C. ruled that the federal government may not subsidize health insurance plans for federally run Exchanges. California is one of the 16 that…
Clark Irish Insurance 